About Us

C2 Financial Corporation is a mortgage brokerage based out of San Diego, California. Founded in 2009 by management with combined industry experience of over 70 years, the company boasts over 900 originators and is licensed in 17 states.

The company has over 100 wholesale lenders relationship, giving its clients access to virtually every possible loan program. Due to its size, the company receives preferred pricing and service from its wholesale lending partners resulting in superior pricing and experience for its clients.

In 2019, 2020 and 2021, C2 Financial was ranked the #1 mortgage broker in America by AIME, the Association of Independent Mortgage Experts.

In 2018, the company was listed by Mortgage Executive Magazine as the 'Top Mortgage Broker in the Country' and as one of the '50 Best Companies to Work For' in addition to being featured in the National Mortgage Professional Magazine, and has published several articles in the Scotsman Guide, a key industry publication.

Our Philosophy

Our Titles vary. We are mortgage consultants, loan originators, loan officers, and mortgage brokers.

What does not vary is that every day, borrowers like you entrust us with one of the most important financial decisions of your life, that if not executed properly can have long-lasting repercussions as was witnessed in 2008 during the mortgage meltdown.

We know that despite our best efforts and the government's best efforts to regulate the mortgage industry, our borrowers are too busy to review every last line of every single document . Our borrowers trust us as their mortgage advisor and that what they are signing is in their best interest.

We do not take that responsibility lightly. We do what is in the best interest for you, our client, not what is best for our pocketbook as some other brokers before us have done. We know by doing this, we not only are doing what is morally and ethically right, but we know this belief system will result in our borrowers referring us additional clients, the underpinnings of a long term relationship.

In California, This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. For state licensing information outside of California, click here.




 Moe Nelson - Forward & Reverse Mortgage Loan Advisor - NMLS #992923 - BRE #00582319 This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower.   Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.  C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender.