Rachel Roberts was 34 years old and still living with her parents in 2014. The cost of living in the United Kingdom ishigh, but Rachel wanted to be independent.
I thought Id be living with them forever,” Rachel said. “Even if Id been able to get a mortgage, Id have been saving for years before Id have been able to afford a deposit.”
Rachel heard about about the city council’s initiative to renovate “derelict dumps”in the area. Citizens could apply for housing and receive a home for just one British pound, or $1.25. Miraculously, Rachel won the housing lottery.
Theres no way Id have been able to afford my own home otherwise. Its a small house, but its cheap to run and I just love it,” she said.
The lottery winners were also given a30,000 low-interest 10-year loan. Now, Rachel pays298 a month on the loan and for utilities, totaling a mere431 in monthly expenses.
The house needed to be fully renovated, which the council paid for. It was unlivable and filled with debris.
When I viewed the house there was nothing it was a brick shell. There were no heating pipes, no bathroom, no plaster on the wall,” Rachel said.
The council got the home in working order, but it was up to Rachel to do the rest.
When I moved in I started on all the main renovations kitchen and bathroom units, lino on the floor, plaster on the walls, new doors and windows I did all the painting and carpeting myself, and furnished the place,” she said.
The house is now worth about50,000 thanks to a little of Rachel’s luck and a lot of her hard work.
Its completely different now to the house I first viewed its not just a house now, its my home. Ive really loved being able to make it my own,” she said.
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